XORIJIY BANKLAR AMALIYOTIDA RISKLARNI BAHOLASH VA BOSHQARISH TAJRIBASI
DOI:
https://doi.org/10.5281/zenodo.20292483Ключевые слова:
tijorat banklari, kreditlash amaliyoti, xorijiy tajriba, kredit riski, garov siyosati, kredit skoringi, raqamli bank xizmatlari, open banking, kredit byurolari, risklarni boshqarish, bank tizimi modernizatsiyasiАннотация
Mazkur maqola xorijiy banklar amaliyotida risklarni baholash va boshqarish tizimining zamonaviy yondashuvlarini
o‘rganishga bag‘ishlangan. Tadqiqotda rivojlangan mamlakatlar bank tizimida qo‘llanilayotgan kredit, likvidlik
va operatsion risklarni aniqlash, baholash hamda monitoring qilish mexanizmlari tahlil qilingan. Xususan, risklarni boshqarishda
Basel Committee on Banking Supervision tomonidan ishlab chiqilgan xalqaro standartlar, jumladan Basel III
talablari asosida kapital yetarliligi, likvidlik ko‘rsatkichlari (LCR, NSFR) hamda riskka asoslangan nazorat tizimlarining
qo‘llanilishi ilmiy jihatdan asoslab berilgan
Библиографические ссылки
Frederic S. Mishkin. (2019). The Economics of Money, Banking, and Financial Markets. – Pearson Education.
Basel Committee on Banking Supervision. (2017). Basel III: Finalising Post-Crisis Reforms. – Bank for International
Settlements.
Joseph E. Stiglitz, & Andrew Weiss. (1981). Credit Rationing in Markets with Imperfect Information. // American
Economic Review, 71(3), 393–410.
Hyun Song Shin. (2013). Procyclicality and the Search for Early Warning Indicators. // IMF Economic Review, 61(1),
–152.
Elena Carletti. (2008). Competition and Regulation in Banking. In A. Berger, P. Molyneux & J. Wilson (Eds.), The
Oxford Handbook of Banking. – Oxford University Press.
Federal Reserve System. (2023). Federal Reserve Supervision Manual. – Washington, D.C.
Small Business Administration. (2022). Small Business Lending Statistics Report. – Washington, D.C.
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