TIJORAT BANKLARI DEPOZIT BAZASINI MUSTAHKAMLASHNING O‘ZIGA XOS XUSUSIYATLARI
DOI:
https://doi.org/10.5281/zenodo.18215076Keywords:
tijorat banklari, depozit bazasi, bank depozitlari, moliyaviy resurslar, bank likvidligi, kreditlash salohiyati, depozit siyosati, moliyaviy barqarorlik, bank raqobatbardoshligiAbstract
Mazkur maqolada tijorat banklari depozit bazasini mustahkamlashning o‘ziga xos xususiyatlari, uning bank
faoliyati barqarorligini ta’minlashdagi iqtisodiy ahamiyati hamda moliyaviy resurslarni shakllantirishdagi roli kompleks
tarzda tahlil qilinadi. Tadqiqot doirasida depozit bazasining bank likvidligi, kreditlash salohiyati va risklarni boshqarish
tizimidagi o‘rni nazariy hamda amaliy jihatdan yoritib beriladi. Shuningdek, aholi va xo‘jalik yurituvchi subyektlarning bo‘sh
pul mablag‘larini tijorat banklariga jalb etish mexanizmlarini takomillashtirish, depozit mahsulotlarini diversifikatsiyalash,
depozit siyosatini samarali amalga oshirish hamda banklar o‘rtasida raqobatbardoshlikni oshirish masalalariga alohida
e’tibor qaratiladi. Tadqiqot natijalari tijorat banklari depozit bazasini mustahkamlash orqali bank tizimining moliyaviy
barqarorligini ta’minlash va iqtisodiy rivojlanishni qo‘llab-quvvatlash imkoniyatlarini aniqlashga xizmat qiladi.
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