RAQAMLASHTIRISH SHAROITIDA KICHIK BIZNES SUBYEKTLARINI RIVOJLANTIRISHNING INFRATUZILMAVIY TA’MINOTINI TAKOMILLASHTIRISH YO‘NALISHLARI
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https://doi.org/10.5281/zenodo.21968815##article.subject##:
kichik biznes, raqamlashtirish, infratuzilmaviy ta’minot, raqamli infratuzilma, moliyaviy infratuzilma, biznes-servislar, elektron platforma, raqamli ko‘nikmalar, logistika, unumdorlik##article.abstract##
Maqolada O‘zbekistonda raqamlashtirish sharoitida kichik biznes subyektlarini rivojlantirishning infratuzilmaviy
ta’minoti holati va uni takomillashtirish yo‘nalishlari tadqiq etilgan. Tizimli, qiyosiy, dinamik, tarkibiy va institutsional
tahlil asosida 2021–2025-yillarda kichik tadbirkorlikning yalpi ichki mahsulot, investitsiya, xizmatlar va eksportdagi dinamikasi
baholangan. Natijalar kichik biznesning mutlaq iqtisodiy hajmi jadal kengayayotgan bir paytda raqamli ko‘nikmalar,
moliyaviy vositalar, servis xizmatlari, bozor-logistika infratuzilmasi va ma’lumotlar integratsiyasini yanada rivojlantirish
imkoniyatlari mavjudligini ko‘rsatadi. Tadqiqotda “raqamli profil va diagnostika – moliyaviy va servis paket – bozor-logistika
integratsiyasi – ko‘nikma va innovatsiya – natijadorlik monitoringi” zanjiriga asoslangan integratsiyalashgan infratuzilmaviy
ta’minot modeli taklif etilgan. Model davlat va xususiy servislarni ma’lumotlar almashinuvi, manzillilik va natijaviy KPIlar
asosida uyg‘unlashtirishga qaratilgan.
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