SUN’IY INTELLEKT YORDAMIDA MOLIYAVIY INKLYUZIYANI OSHIRISH IMKONIYATLARI
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https://doi.org/10.5281/zenodo.21318517##article.subject##:
sun’iy intellekt, moliyaviy inklyuziya, raqamli bank xizmatlari, kredit skoring, fintech, alternativ ma’lumotlar, antifrod tizimlari, biometrik identifikatsiya, raqamli iqtisodiyot##article.abstract##
Mazkur tezisda sun’iy intellekt texnologiyalarining moliyaviy inklyuziyani oshirishdagi imkoniyatlari ilmiynazariy
va amaliy jihatdan tahlil qilingan. Tadqiqotda raqamli iqtisodiyot sharoitida sun’iy intellekt asosidagi kredit skoring
tizimlari, chatbotlar, biometrik identifikatsiya, antifrod mexanizmlari hamda alternativ ma’lumotlar asosida moliyaviy
xizmatlarni kengaytirish masalalari ko‘rib chiqilgan. Shuningdek, O‘zbekistonda bank-moliya tizimini transformatsiya qilish
jarayonida sun’iy intellekt texnologiyalarining moliyaviy xizmatlardan foydalanish imkoniyatlarini kengaytirishdagi o‘rni
tahlil etilgan. Tadqiqot natijalariga ko‘ra, sun’iy intellekt texnologiyalari aholining bank xizmatlari bilan qamrovini oshirish,
tranzaksiya xarajatlarini kamaytirish, kredit risklarini aniq baholash hamda chekka hududlarda moliyaviy xizmatlardan
foydalanish imkoniyatlarini kengaytirishda muhim omil hisoblanadi.
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https://www.worldbank.org/en/publication/globalfindex
www.cbu.uz 2024–2025-yillardagi statistik ma’lumotlar.
www.lex.uz milliy qonunchilik bazasi, raqamli iqtisodiyot va fintech sohasiga oid normativ-huquqiy hujjatlar.
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Загрузки
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