STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION
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https://doi.org/10.5281/zenodo.19238355##article.subject##:
commercial banks, financial resource base, digitalization, financial management, liquidity, digital banking, risk management.##article.abstract##
In the modern era of digitalization, commercial banks face both challenges and opportunities in managing
their financial resources efficiently. Strengthening the financial resource base is crucial for ensuring the stability,
competitiveness, and sustainable growth of banking institutions. This paper examines strategies for enhancing the
financial resource base of commercial banks through digital technologies, including the implementation of advanced
financial management systems, digital payment solutions, and data-driven decision-making. The study also highlights
the role of regulatory frameworks and risk management in supporting resource mobilization. By leveraging digital tools,
banks can optimize their capital structure, improve liquidity management, and expand access to financial products and
services. The findings suggest that a robust financial resource base supported by digitalization is essential for maintaining
the resilience and long-term performance of commercial banks
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