Tijorat banklari faoliyatini transformatsiyalashuv jaroyonlarini takomillashtirish
DOI:
https://doi.org/10.5281/zenodo.17015174Ключевые слова:
tijorat banklari; transformatsiya; raqamlashtirish; innovatsion texnologiyalar; korporativ boshqaruv; xalqaro standartlar; risk-menejment; moliyaviy barqarorlik; fintech; elektron pullar; moliyaviy inklyuziya.Аннотация
Maqolada O‘zbekiston tijorat banklari faoliyatini transformatsiyalash jarayonlari keng qamrovda tahlil qilinadi.
Jahon moliya bozorida kechayotgan raqamli iqtisodiyotga moslashuv, xalqaro standartlarga integratsiya va korporativ
boshqaruvni takomillashtirish jarayonlari milliy bank tizimi uchun dolzarb vazifa sifatida qaralmoqda. Tadqiqotda banklar
faoliyatida raqamlashtirish, innovatsion texnologiyalarni joriy etish, risk-menejment tizimlarini kuchaytirish hamda mijozlarga
yo‘naltirilgan xizmatlarni rivojlantirish omillari alohida yoritilgan. Shuningdek, O‘zbekistonda amalga oshirilayotgan
transformatsiya dasturlari amaliy jihatdan baholanib, mavjud muammolar va ularni bartaraf etish yo‘llari taklif etilgan.
Maqola xulosalariga ko‘ra, bank faoliyatini transformatsiyalash samaradorligini oshirish nafaqat milliy moliyaviy barqarorlikni
mustahkamlaydi, balki global moliya tizimida raqobatbardoshlikni ham kuchaytiradi.
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