TIJORAT BANKLARI LIKVIDLIK RISKLARINI BAHOLASH METODOLOGIYASINI TAKOMILLASHTIRISH MASALALARI
DOI:
https://doi.org/10.5281/zenodo.18622960Ключевые слова:
likvidlilik riski, bank likvidligi, risklarni baholash metodologiyasi, moliyaviy barqarorlik, prudensial nazorat, stress-test, pul-kredit siyosati, Basel III standartlariАннотация
Ushbu maqolada tijorat banklarida likvidlilik riskini baholash va uni boshqarish metodologiyasini
takomillashtirish zarurati ilmiy-tahliliy yondashuvda ko‘rib chiqilgan. Likvidlilik riski banklarning to‘lov qobiliyatini
saqlashdagi eng muhim omillardan biri bo‘lib, Yangi O‘zbekiston sharoitida bank tizimi barqarorligini mustahkamlash
uchun bu riskni samarali baholash va boshqarish dolzarb ahamiyat kasb etadi. Maqolada likvidlilik riskini o‘lchashda
qo‘llaniladigan asosiy ko‘rsatkichlar (LCR, NSFR va boshqalar) hamda ularga doir normativ-huquqiy talablar yoritiladi.
Agrobank misolida likvidlilik ko‘rsatkichlarining tahliliy jadvallari va grafiklari keltirilib, ularning problematik jihatlari tahlil
qilinadi. Xulosa qismida muammo va kamchiliklarni bartaraf etish bo‘yicha taklif va tavsiyalar ishlab chiqilgan.
Библиографические ссылки
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