YASHIL BANK MAHSULOTLARIDA RAQAMLI TEXNOLOGIYALARNI QO‘LLASH ISTIQBOLLARI
DOI:
https://doi.org/10.5281/zenodo.17565275Ключевые слова:
yashil bank mahsulotlari, raqamli texnologiyalar, innovatsion mahsulotlar, ekologik barqarorlik, fintechАннотация
Ushbu maqola raqamli texnologiyalarni yashil bank mahsulotlarida qo‘llash istiqbollarini tahlil qiladi. Tadqiqot
banklarda ekologik barqarorlikni ta’minlash, mijozlarga qulay xizmat ko‘rsatish, operatsion samaradorlikni oshirish va
innovatsion mahsulotlarni joriy etish imkoniyatlarini ko‘rsatadi. Sun’iy intellekt, Big Data, blokcheyn va fintech platformalari
yordamida banklar ekologik risklarni baholash, transaksiyalarni xavfsiz va shaffof amalga oshirish hamda mijozlarga
yangi yashil mahsulotlarni tezkor yetkazish imkoniyatiga ega bo‘ladi. Shu bilan birga, texnologik, moliyaviy va regulyativ
xavflar mavjud bo‘lib, ularni hisobga olgan holda strategik yondashuv zarur.
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