TIJORAT BANKLARI TOMONIDAN CHAKANA BANK XIZMATLARINI KOʻRSATISHNING JORIY HOLATI TAHLILI
DOI:
https://doi.org/10.5281/zenodo.19649871Keywords:
chakana bank xizmatlari, jismoniy shaxslar, kredit, depozit, tranzaksion xizmatlar, bank kartalari, bankomatlar, to‘lov terminallari, infokiosklar, masofaviy bank xizmatlariAbstract
Tadqiqot doirasida chakana bank xizmatlari uch asosiy toifaga ajratildi: jismoniy shaxslarning mablag‘larini
jalb qilishga qaratilgan xizmatlar, moliyaviy ehtiyojlarni qondirishga yo‘naltirilgan kredit xizmatlari hamda tranzaksion
xizmatlar. Har bir toifa alohida o‘rganilib, uning bankning iqtisodiy barqarorligini ta’minlash, raqobatbardoshligini
oshirish hamda mijozlar ehtiyojlarini samarali qondirishdagi strategik ahamiyati tahlil qilindi. Shu asosda chakana bank
xizmatlarining turli yo‘nalishlaridagi rivojlanish tendensiyalari va ularning moliyaviy resurslarni boshqarishga ta’siri
baholandi.
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