TIJORAT BANKLARIDA KAPITAL SAMARADORLIGINI OSHIRISH YO‘LLARI
DOI:
https://doi.org/10.5281/zenodo.18631782Keywords:
tijorat banklari, bank kapitali, kapital samaradorligi, kapital yetarliligi, bank rentabelligi, risklarni boshqarishAbstract
Mazkur maqolada tijorat banklarida kapital samaradorligini oshirish masalalari tadqiq etilgan. Tadqiqot
jarayonida bank kapitalining iqtisodiy mohiyati, uning samaradorligini baholash ko‘rsatkichlari hamda kapitaldan
foydalanish samaradorligiga ta’sir etuvchi omillar tahlil qilindi. Tadqiqotda 2021–2023-yillar bo‘yicha tijorat banklarining
moliyaviy ko‘rsatkichlari asosida empirik tahlil amalga oshirildi. Kapital samaradorligini baholashda kapital rentabelligi,
aktivlar rentabelligi va kapital yetarliligi koeffitsiyentlaridan foydalanildi. Olingan natijalar tijorat banklarida aktivlar
sifati, risklarni boshqarish tizimi hamda daromadli aktivlar ulushini oshirish kapital samaradorligini yaxshilashda muhim
ahamiyatga ega ekanligini ko‘rsatdi
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