MOLIYAVIY INKLYUZIYANING IJTIMOIY TABAQALANISHGA TAʼSIRINING NAZARIY JIHATLARI
DOI:
https://doi.org/10.5281/zenodo.18033654Keywords:
moliyaviy inklyuziya, ijtimoiy tabaqalanish, iqtisodiy kapital, ijtimoiy mobillik, raqamli moliya xizmatlari, kambagʻallikni qisqartirishAbstract
Ushbu maqolada moliyaviy inklyuziyaning ijtimoiy tabaqalanishga taʼsiri nazariy jihatdan tahlil qilinadi.
Tadqiqot doirasida boshqa ijtimoiy tabaqalashuv nazariyalari moliyaviy xizmatlardan foydalanish miqiyosida koʻrib
chiqiladi. Metodologik yondashuv sifatida tizimli adabiyotlar sharhi, qiyosiy tahlil va konseptual modellashtirish usullaridan
foydalanildi. Tahlil natijalari shuni koʻrsatadiki, moliyaviy inklyuziya iqtisodiy kapitalga kirish imkoniyatlarini kengaytirish
orqali ijtimoiy mobillikni oshiradi va tabaqalanish darajasini pasaytiradi. Xulosa sifatida, rivojlanayotgan mamlakatlarda
moliyaviy inklyuziya siyosatini kuchaytirish boʻyicha amaliy tavsiyalar ishlab chiqildi
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