SUN’IY INTELLEKT ASOSIDA MOLIYAVIY STRESS-TEST TIZIMINI YARATISH METODOLOGIYASI
DOI:
https://doi.org/10.5281/zenodo.17657694Keywords:
Sun’iy intellekt, moliyaviy barqarorlik, stress-test, prognozlash, iqtisodiy xavfsizlik, LSTM, XGBoostAbstract
Ushbu maqolada moliyaviy barqarorlikni baholashning zamonaviy vositasi sifatida sun’iy intellekt asosida
stress-test tizimini yaratish metodologiyasi ishlab chiqilgan. Tadqiqotda iqtisodiy o‘zgaruvchanlik sharoitida bank sektori
va investitsion faoliyat barqarorligini baholash uchun LSTM va XGBoost modellarining kombinatsiyasi taklif etiladi.
Natijalar shuni ko‘rsatadiki, sun’iy intellektga asoslangan yondashuvlar moliyaviy tizimdagi zaif nuqtalarni erta aniqlash,
risklarni prognozlash va iqtisodiy siyosat samaradorligini oshirish imkonini beradi. Taklif etilgan metodologiya O‘zbekiston
iqtisodiy tizimida raqamli moliyaviy nazoratni takomillashtirishda amaliy ahamiyat kasb etadi
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