Bank tizimida moliyaviy innovatsiyalar va raqamli texnologiyalar mohiyati va ahamiyati
DOI:
https://doi.org/10.5281/zenodo.15510096Keywords:
bank, innovatsiya, raqamli texnologiyalar, FinTech, moliyaviy innovatsiyalar, mobil banking, onlayn banking.Abstract
Bank tizimida raqamli texnologiyalarning joriy etilishi global moliyaviy tizimga sezilarli
ta’sir ko‘rsatib, innovatsion moliyaviy mahsulotlar va xizmatlarning jadal rivojlanishiga zamin yaratdi.
Ushbu maqola rivojlangan va rivojlanayotgan mamlakatlarda raqamli moliyaviy texnologiyalarning
bank tizimlariga ta’sirini tahlil qiladi. Unda amaliy tadqiqotlarga asoslangan holda mobil banking,
blokcheyn texnologiyasi va robo-maslahatchilarning dunyo bo‘ylab turli banklar tomonidan
qo‘llanilishi, shuningdek, ushbu innovatsiyalar bilan bog‘liq foyda va xavf omillari keng yoritiladi.
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