TRANSFORMATSIYALASHUV SHAROITIDA TIJORAT BANKLARINING KREDIT PORTFELINI BOSHQARISHNING NAZARIY ASOSLARI

Authors

  • Eldor Jo‘rayev

DOI:

https://doi.org/10.5281/zenodo.22743527

Abstract

Transformatsiya jarayonida tijorat banklarining kredit portfelini boshqarish zamonaviy bank menejmenti
va moliyaviy tizimni isloh qilish yo‘nalishida muhim ahamiyat kasb etadi. Tijorat banklari kredit portfelini boshqarishning
asosiy maqsadi, bir tomondan, bank faoliyatining barqarorligi va xavfsizligini ta’minlash bo‘lsa, ikkinchi tomondan, aktiv
operatsiyalardan yuqori daromad olishga erishishdan iborat. Jahon moliya bozorida raqobatning kuchayib borishi va
transformatsiya jarayonlarining jadallashuvi sharoitida tijorat banklari kredit portfelini samarali boshqarish dolzarb ahamiyat
kasb etmoqda. Mazkur tadqiqotda tijorat banklarining kredit portfelini boshqarish, xususan, xususiy tijorat banklarida
kredit portfelini boshqarishning muhim xususiyatlari tahlil qilingan.

Keywords

tijorat banklari, kredit, kredit portfeli, xususiy banklar, muammoli kreditlar, transformatsiya, bankning ichki tizimi, tashkiliy tuzilma, boshqaruv.

Author Biography

Eldor Jo‘rayev

KIUT mustaqil tadqiqotchisi, AITB “Ipak Yo‘li” banki Mirobod filiali boshqaruvchisi

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Published

2026-09-05
Vol. 4 (2026): «Muhandislik va Iqtisodiyot» jurnali Belarus-O'zbekiston Konferensiya