KICHIK BIZNES SUBYEKTLARIDA MOLIYAVIY XAVFSIZLIKNI TA’MINLASH VA RISKLARNI BOSHQARISH MEXANIZMLARINI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.21914782Keywords:
kichik tadbirkorlik, moliyaviy xavfsizlik, iqtisodiy barqarorlik, risk-menedjment, ichki nazorat tizimi, moliyaviy rejalashtirish, likvidlikni boshqarish, qarz yuklamasi, raqamli transformatsiya, iqtisodiy samaradorlikAbstract
Ushbu maqolada kichik tadbirkorlik subyektlarining moliyaviy xavfsizlik tizimini modernizatsiya qilish va
uning samarali mexanizmlarini joriy etish masalalari chuqur tahlil qilingan. Korxonalar faoliyatiga salbiy ta’sir etuvchi moliyaviy
xavf-xatarlar, ularning kelib chiqish sabablari hamda subyektlarning barqaror o‘sish sur’atlariga ko‘rsatadigan ta’siri
yoritib berilgan. Moliyaviy barqarorlikni ta’minlashda ichki nazorat, strategik rejalashtirish, likvidlilik menedjmenti, maqbul
qarz yuklamasi va raqamli boshqaruv texnologiyalarining o‘rni ilmiy jihatdan asoslangan. Tadqiqot yakunida tashqi bozorlardagi
tebranishlarga moslashuvchanlikni oshirish va kapital fondlaridan unumli foydalanish bo‘yicha amaliy tavsiyalar
ishlab chiqilgan. Xulosa qismida moliyaviy xavfsizlik mexanizmlarining takomillashtirilishi korxonalarning raqobatbardoshligini
va uzoq muddatli barqaror iqtisodiy samaradorligini kafolatlovchi bosh omil ekanligi isbotlangan
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