TIJORAT BANKLARI TOMONIDAN KORPORATIV MOLIYALASHTIRISHNI TAKOMILLASHTIRISH ISTIQBOLLARI
DOI:
https://doi.org/10.5281/zenodo.21671705Keywords:
tijorat banklari, korporativ moliyalashtirish, korporativ kreditlash, moliyalashtirish samaradorligi, kredit portfeli, kredit riski, risklarni boshqarish, muammoli kreditlar, kreditga layoqatlilik, diversifikatsiya.Abstract
Mazkur maqolada tijorat banklari tomonidan korporativ moliyalashtirishni takomillashtirish istiqbollari ATB
“Hamkorbank” va ATB “Turonbank” faoliyati misolida tadqiq etilgan. Tadqiqot jarayonida banklarning korporativ mijozlarni
kreditlash amaliyoti, korporativ moliyalashtirish manbalari, ajratilgan kreditlarning samaradorligi hamda moliyalashtirish
bilan bog‘liq risklarni boshqarish mexanizmlari tahlil qilingan. Korporativ kreditlarning bank aktivlari, daromadliligi, kredit
portfeli sifati va muammoli kreditlar darajasiga ta’siri baholangan. Shuningdek, kredit risklarini aniqlash, baholash, monitoring
qilish va kamaytirishda qo‘llanilayotgan usullar o‘rganilgan.
References
Stiglitz J.E., Weiss A. Credit Rationing in Markets with Imperfect Information // The American Economic Review. –
– Vol. 71. – No. 3. – P. 393–410.
Altman E.I. Financial Ratios, Discriminant Analysis and the Prediction of Corporate Bankruptcy // The Journal of
Finance. – 1968. – Vol. 23. – No. 4. – P. 589–609.
Merton R.C. On the Pricing of Corporate Debt: The Risk Structure of Interest Rates // The Journal of Finance. – 1974.
– Vol. 29. – No. 2. – P. 449–470.
Berger A.N., Udell G.F. Relationship Lending and Lines of Credit in Small Firm Finance // The Journal of Business. –
– Vol. 68. – No. 3. – P. 351–381.
Berger A.N., Udell G.F. Small Business Credit Availability and Relationship Lending: The Importance of Bank
Organisational Structure // The Economic Journal. – 2002. – Vol. 112. – No. 477. – P. F32–F53.
“Ahbor-Reyting” reyting agentligi. O‘zbekiston tijorat banklarining 2023-yil 1-yanvar holatidagi asosiy moliyaviy
ko‘rsatkichlari reytingi. – Toshkent, 2023.
“Ahbor-Reyting” reyting agentligi. Bank sektorining tahliliy sharhi: O‘zbekiston tijorat banklarining 2024-yil 1-yanvar
holatidagi reytingi. – №74. – Toshkent, 2024.
“Ahbor-Reyting” reyting agentligi. Bank sektorining tahliliy sharhi: O‘zbekiston tijorat banklarining 2025-yil 1-yanvar
holatidagi reytingi. – №78. – Toshkent, 2025.
ATB “Hamkorbank”ning aktivlari, kapitali, kredit portfeli, yuridik shaxslarga ajratilgan kreditlari, korporativ depozitlari,
kredit zaxiralari, muammoli kreditlari va sof foydasi bo‘yicha 2022-2025-yillar statistik ma’lumotlari. “Ahbor-Reyting”
reyting agentligi materiallari asosida.
ATB “Turonbank”ning aktivlari, kapitali, kredit portfeli, yuridik shaxslarga ajratilgan kreditlari, korporativ depozitlari,
kredit zaxiralari, muammoli kreditlari va sof foydasi bo‘yicha 2022-2025-yillar statistik ma’lumotlari. “Ahbor-Reyting”
reyting agentligi materiallari asosida.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 MUHANDISLIK VA IQTISODIYOT
This work is licensed under a Creative Commons Attribution 4.0 International License.