OCHIQ BANKING VA API TEXNOLOGIYALARI ASOSIDA BANK MAHSULOTLARI RAQOBATBARDOSHLIGINI OSHIRISH YO‘LLARI
DOI:
https://doi.org/10.5281/zenodo.21682996Abstract
Mazkur maqolada ochiq banking va API texnologiyalari asosida tijorat banklari mahsulotlarining raqobatbardoshligini
oshirish yo‘llari tadqiq etilgan. Ochiq bankingning bank xizmatlarini tashqi platformalar va FinTech kompaniyalari
bilan integratsiyalash, mijozlarga moslashtirilgan mahsulotlarni shakllantirish hamda yangi xizmatlarni bozorga
chiqarish muddatini qisqartirishdagi o‘rni yoritilgan. Tadqiqotda tizimli, qiyosiy va konseptual tahlil usullaridan foydalanilib,
an’anaviy va ochiq banking asosidagi mahsulotlar ma’lumotlar manbai, integratsiya darajasi, xizmat tezligi, personalizatsiya
va kiberxavfsizlik mezonlari bo‘yicha taqqoslangan. Shuningdek, API asosidagi mahsulotlar samaradorligini baholash
ko‘rsatkichlari hamda ularni rivojlantirish bo‘yicha amaliy takliflar ishlab chiqilgan
Keywords
ochiq banking, API texnologiyalari, bank mahsulotlari, raqobatbardoshlik, FinTech, raqamli integratsiya, personalizatsiya, kiberxavfsizlikReferences
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