BANK MAHSULOTLARI SAMARADORLIGINI OSHIRISHNING NAZARIY VA METODOLOGIK ASOSLARI
DOI:
https://doi.org/10.5281/zenodo.18150727Keywords:
bank mahsulotlari, samaradorlik, metodologik yondashuv, KPI, risklarni boshqarish, operatsion samaradorlik, bank tizimi.Abstract
Mazkur maqolada bank mahsulotlari samaradorligini oshirishning nazariy va metodologik asoslari tadqiq
etilgan. Tadqiqot jarayonida bank mahsulotlari samaradorligi tushunchasining nazariy mazmuni keng yoritilib, uni
baholash va boshqarishda qo‘llaniladigan zamonaviy metodologik yondashuvlar tizimlashtirilgan. Bank mahsulotlari
samaradorligi moliyaviy natijadorlik, risk darajasi, operatsion jarayonlar va mijozlar uchun yaratilayotgan qiymat uyg‘unligi
asosida shakllanishi asoslab berilgan. Maqolada KPIga asoslangan baholash tizimining bank mahsulotlari samaradorligini
oshirishdagi roli ochib berilib, moliyaviy, riskka moslashtirilgan, operatsion va mijozga yo‘naltirilgan ko‘rsatkichlarning
ahamiyati tahlil qilingan. Tadqiqot natijalari bank mahsulotlarini boshqarishda kompleks metodologik yondashuvni joriy
etish bank tizimining barqaror rivojlanishini ta’minlashga xizmat qilishini ko‘rsatadi.
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