O‘ZBEKISTONDA ISLOM MOLIYASINI RIVOJLANTIRISH MASALALARI
DOI:
https://doi.org/10.5281/zenodo.21122826Keywords:
islom moliyasi, islomiy banking, murabaha, mushoraka, mudoraba, ijara, sukuk, takoful, shariat tamoyillari, moliyaviy inklyuziya, ribo, O‘zbekiston.Abstract
Maqolada O‘zbekistonda islom moliyasi tizimini rivojlantirishning nazariy, huquqiy va amaliy jihatlari tahlil
qilingan. Tadqiqotda tizimli tahlil, qiyosiy-huquqiy yondashuv hamda statistik ma’lumotlarni umumlashtirish usullaridan
foydalanilgan. Islomiy moliyalashtirishning murabaha, mushoraka, mudoraba, ijara, sukuk va takoful kabi asosiy vositalari
mazmuni yoritilib, ularning mamlakat moliya tizimidagi ahamiyati asoslangan. Shuningdek, 2024–2026-yillarda qabul qilingan
me’yoriy-huquqiy hujjatlar, Soliq kodeksiga kiritilgan o‘zgartishlar hamda islomiy bank faoliyatining huquqiy asoslari
baholangan. Tahlil natijalari asosida O‘zbekistonda islom moliyasini joriy etish imkoniyatlari, mavjud to‘siqlar va ularni
bartaraf etish bo‘yicha ilmiy-amaliy takliflar ishlab chiqilgan.
References
O‘zbekiston Respublikasi Prezidentining 2019-yil 5-martdagi “Islom taraqqiyot banki guruhi va Arab muvofiqlashtirish
guruhi jamg‘armalari bilan sheriklikni yanada kengaytirish va chuqurlashtirish chora-tadbirlari to‘g‘risida”gi PQ–4224-son
qarori. https://lex.uz/docs/-4281729
O‘zbekiston Respublikasining 2026-yil 27-martdagi “O‘zbekiston Respublikasining ayrim qonun hujjatlariga
O‘zbekistonda islomiy bank faoliyatini joriy etishga qaratilgan qo‘shimcha va o‘zgartirishlar kiritish to‘g‘risida”gi O‘RQ–
-son Qonuni. https://lex.uz/uz/docs/-8099403
Eurasian Development Bank, Islamic Development Bank Institute, London Stock Exchange Group. The Future of
Islamic Finance in Central Asia. — Algiers: EDB, IsDBI, LSEG, 2025.
Islamic Development Bank. The Islamic Development Bank: Partnering for Prosperity in Uzbekistan — 3rd International
Poverty Reduction Forum Showcases Transformative Impact. — Jeddah: IsDB, 2025.
United Nations Development Programme. UNDP in cooperation with the Islamic Development Bank supports the
Government of Uzbekistan in developing the enabling environment for Islamic Finance instruments. — Tashkent:
UNDP Uzbekistan, 2024.
Rozokov M., Maxsudov O. Assessment of the Potential Volume of the Islamic Banking Market in Uzbekistan by 2030
// Global Journal of Innovation and Studies in Interdisciplinary Research. — 2025. — Vol. 1, No. 4. — P. 8–18.
O‘zbekiston Respublikasi Prezidenti rasmiy veb-sayti. Moliya va raqamli texnologiyalar sohasidagi yangi tashabbuslar
taqdimot qilindi. — Toshkent, 25-mart 2026-yil.
Islamic Financial Services Board. Islamic Financial Services Industry Stability Report 2026: Emergence of Hybrid
Risks in Islamic Banking. — Kuala Lumpur: IFSB, 2026.
Abdullaev A., Juliana J., Bekimbetova G. Investigating the Feasibility of Islamic Finance in Uzbekistan: Survey Results
// Review of Islamic Economics and Finance. — 2023. — Vol. 6, No. 1. — P. 63–74.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 MUHANDISLIK VA IQTISODIYOT

This work is licensed under a Creative Commons Attribution 4.0 International License.