Tijorat banklarida moliyaviy barqarorlikni ta’minlash bo’yicha zamonaviy tendensiyalar
DOI:
https://doi.org/10.5281/zenodo.15314342Ключевые слова:
tijorat banklari, moliyaviy barqarorlik, kapital yetarliligi, BASEL III, makroprudensial nazorat, raqamli texnologiyalar, ESG, stress-test.Аннотация
Ushbu maqolada tijorat banklarida moliyaviy barqarorlikni ta’minlash bo‘yicha
zamonaviy tendensiyalar tahlil qilinadi. Kapital yetarliligi, likvidlik, muammoli kreditlar ulushi kabi
asosiy ko‘rsatkichlar bo‘yicha O‘zbekiston tajribasi statistik ma’lumotlar asosida ko‘rib chiqiladi.
Shuningdek, makroprudensial yondashuvlar, raqamli texnologiyalarni joriy etish, ESG omillarini
hisobga olish, stress-testlar va BASEL III talablariga moslashuv masalalari yoritilgan. Janubiy
Koreya va Singapur tajribalari asosida xalqaro tajribalar taqqoslab tahlil qilinadi. Maqola bank
tizimida moliyaviy barqarorlikni ta’minlash strategiyalarini ishlab chiqish uchun nazariy va amaliy
asoslar yaratadi.
Библиографические ссылки
Oʻzbekiston Respublikasi Markaziy bankining rasmiy veb-sayti – www.cbu.uz
Basel Committee on Banking Supervision. (2017). Basel III: Finalising post-crisis reforms. Bank
for International Settlements.
Barth, J. R., Caprio, G. Jr., & Levine, R. (2004). “Bank Regulation and Supervision: What Works
Best?” Journal of Financial Intermediation, 13(2), 205–248.
Demirgüç-Kunt, A., & Detragiache, E. (2002). “Does Deposit Insurance Increase Banking System
Stability?” Journal of Monetary Economics, 49(7), 1373–1406.
Schaeck, K., Cihák, M., & Wolfe, S. (2009). “Are Competitive Banking Systems More Stable?”
Journal of Money, Credit and Banking, 41(4), 711–734.
Drehmann, M., & Tsatsaronis, K. (2014). “Macroprudential Stress Testing: Principles and
Practices.” BIS Quarterly Review, March, 44–54.
Berger, A. N., & Bouwman, C. H. S. (2013). “How Does Capital Affect Bank Performance during
Financial Crises?” Journal of Financial Economics, 109(1), 146–176.
Ghosh, A. (2016). Banking Industry and Financial Stability: A Cross-Country Analysis. International
Journal of Finance & Economics, 21(3), 213–228.
Demirgüç-Kunt, A., & Detragiache, E. (2002). Does deposit insurance increase banking system
stability? IMF Working Paper No. 02/3.
Singh, R., & Goyal, A. (2021). Digital Transformation in Banking and Its Impact on Financial
Stability. Journal of Financial Services, Vol. 15(2), 101–117.
Yevropa Markaziy banki (ECB). (2020). Makroprudensial siyosat: vazifalari va vositalari.
Oʻzbekiston bank tizimining moliyaviy barqarorligini baholash. (2023). – Toshkent: Markaziy bank
tahlil markazi hisobotlari.
Allen, F., & Carletti, E. (2013). Systemic Risk from Real Estate and Macroprudential Regulation.
International Journal of Banking, 10(4), 95–115.
Financial Stability Board (FSB). (2022). FinTech and the Future of Banking.
ESG Uzbekistan – Bank sektorida ekologik va ijtimoiy investitsiyalar amaliyoti, 2023-yilgi tahliliy
hisobot.
Загрузки
Опубликован
Выпуск
Раздел
Лицензия
Copyright (c) 2025 MUHANDISLIK VA IQTISODIYOT
Это произведение доступно по лицензии Creative Commons «Attribution» («Атрибуция») 4.0 Всемирная.