JINOIY DAROMADLARNI LEGALLASHTIRISHNING BANK FAOLIYATIGA TA’SIRI VA UNGA QARSHI KURASHISH MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.23132223Abstract
Ushbu maqolada jinoiy daromadlarni legallashtirishning bank faoliyatiga ta’siri hamda unga qarshi kurashishning zamonaviy mexanizmlari tadqiq etilgan. Tadqiqotda jinoiy daromadlarni legallashtirish bilan bog‘liq moliyaviy, operatsion, huquqiy va reputatsion xavflarning bank faoliyatiga ta’siri tahlil qilingan. Shuningdek, mijozni identifikatsiya qilish, mijozni lozim darajada o‘rganish, risklarni baholash, mijoz profilini shakllantirish va moliyaviy operatsiyalar monitoringining o‘zaro bog‘liqligi yoritilgan. Banklarda tavakkalchilikka asoslangan yondashuv, komplaens nazorati va raqamli monitoring tizimlaridan foydalanishning ahamiyati asoslangan. Tadqiqot natijasida jinoiy daromadlarni legallashtirishga qarshi kurashish mexanizmlarini takomillashtirish, zamonaviy texnologiyalar va sun’iy intellekt vositalaridan foydalanish, xodimlar malakasini oshirish hamda ichki nazorat tizimlarini integratsiyalash bo‘yicha takliflar ishlab chiqilgan.Keywords
jinoiy daromadlarni legallashtirish, bank faoliyati, AML/CFT, komplaens nazorati, moliyaviy monitoring, riskka asoslangan yondashuv, mijozni lozim darajada o‘rganish, shubhali operatsiyalar, ichki nazorat, sun’iy intellektReferences
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