O‘ZBEKISTON TIJORAT BANKLARIDA CHAKANA BANK XIZMATLARI RIVOJLANISHINING ZAMONAVIY HOLATI VA TAHLILI
DOI:
https://doi.org/10.5281/zenodo.22209688Abstract
O‘zbekiston tijorat banklarida chakana bank xizmatlari rivojlanishining zamonaviy holati kompleks iqtisodiy
tahlil asosida baholangan. Tadqiqot davomida 2021–2025-yillar mobaynida bank kartalari emissiyasi, POS-terminallar tarmog‘
i, naqdsiz to‘lovlar hajmi hamda raqamli bank xizmatlarining rivojlanish tendensiyalari o‘rganildi. Shuningdek, tijorat
banklarida chakana xizmatlar rivojlanishiga ta’sir etuvchi asosiy omillar tizimlashtirildi hamda ularning bank tizimi samaradorligi
va moliyaviy inklyuziyani kengaytirishdagi o‘rni tahlil qilindi. Tadqiqot natijalari asosida chakana bank xizmatlarini
rivojlantirishning ustuvor yo‘nalishlari, raqamli transformatsiyani jadallashtirish hamda mijozlarga yo‘naltirilgan xizmatlarni
takomillashtirish bo‘yicha ilmiy-amaliy tavsiyalar ishlab chiqildi. Tadqiqot natijalari tijorat banklari faoliyatini strategik boshqarishda,
bank xizmatlarini diversifikatsiya qilishda hamda raqamli moliyaviy infratuzilmani rivojlantirishda amaliy ahamiyat
kasb etadi.
Keywords
tijorat banklari, chakana bank xizmatlari, raqamli bank xizmatlari, mobil banking, internet banking, bank kartalari, POS-terminallar, naqdsiz to‘lovlar, moliyaviy inklyuziya, FinTech, raqamli transformatsiya, bank innovatsiyalari.References
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