XULQ-ATVORGA ASOSLANGAN SUG‘URTA KONSEPSIYASI ORQALI SUG‘URTA TARIFLARINI PERSONALLASHTIRISH MEXANIZMLARINI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.22132921Abstract
Maqolada xulq-atvorga asoslangan sug‘urta konsepsiyasi asosida sug‘urta tariflarini personallashtirish
imkoniyatlari tadqiq etilgan. Xorijiy tajriba va zamonaviy raqamli texnologiyalardan foydalanish amaliyoti tahlil qilinib,
xulq-atvor indikatorlarini yagona risk indeksida birlashtirish hamda uni tarif koeffitsiyenti orqali sug‘urta tarifiga integratsiya
qilish mexanizmi taklif etilgan. Shuningdek, ushbu modelni O‘zbekiston sharoitida, avvalo, avtosug‘urta segmentida
bosqichma-bosqich joriy etish yo‘nalishlari asoslangan
Keywords
xulq-atvorga asoslangan sug‘urta, personallashtirilgan tarif, xulq-atvor risk indeksi, telematika, IoT, avtosug‘ urta, riskni baholash, raqamli sug‘urta.References
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