TIJORAT BANKLARI DEPOZIT OPERATSIYALARINING RIVOJLANISHIGA TA’SIR QILUVCHI OMILLAR TAHLILI
DOI:
https://doi.org/10.5281/zenodo.20578945Keywords:
tijorat banklari, depozit operatsiyalari, depozit siyosati, bank resurslari, foiz stavkasi, likvidlilik, bank xizmatlari, raqamli bank tizimi, omillar tahlili, bank barqarorligi.Abstract
Tijorat banklarida depozit operatsiyalarining rivojlanishiga ta’sir ko‘rsatuvchi asosiy omillar tahlil qilingan. Tadqiqotda
bank tizimi depozit bazasining barqarorligini ta’minlash, aholi hamda xo‘jalik yurituvchi subyektlarning bo‘sh pul mablag‘larini
banklarga jalb etish mexanizmlari o‘rganilgan. Shuningdek, depozit operatsiyalariga ta’sir etuvchi iqtisodiy, moliyaviy, institutsional
va raqamli bank xizmatlari bilan bog‘liq omillar baholangan. Depozit siyosatini takomillashtirish, mijozlar ishonchini mustahkamlash
hamda depozit portfelini diversifikatsiya qilishga qaratilgan ilmiy takliflar va amaliy tavsiyalar ishlab chiqilgan
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