O‘ZBEKISTON BANK TIZIMIDA LIKVIDLIKNI QOPLASH ME’YORI (LCR) DINAMIKASI VA LIKVIDLIK BOSHQARUVI SAMARADORLIGI
DOI:
https://doi.org/10.5281/zenodo.19649886Keywords:
likvidlikni qoplash me’yori, LCR, likvidlikni boshqarish, yuqori likvidli aktivlar, prudensial me’yor, stress-test, bank tizimi, moliyaviy barqarorlik.Abstract
Mazkur maqolada O‘zbekiston bank tizimida likvidlikni qoplash me’yori (LCR) dinamikasi hamda likvidlikni
boshqarish samaradorligi tahlil qilingan. Tadqiqotda LCR ko‘rsatkichining yillar davomida o‘zgarishi, uning yuqori likvidli
aktivlar ulushi, sof pul chiqimlari va prudensial minimum bilan o‘zaro bog‘liqligi o‘rganildi. Tahlil natijalari LCR darajasining
me’yoriy talabdan yuqori shakllanganini va bu holat bank tizimining qisqa muddatli likvidlik zarbalariga nisbatan yetarli
darajada chidamli ekanini ko‘rsatishini tasdiqladi. Shu bilan birga, likvidlik va rentabellik o‘rtasidagi muvozanatni saqlash,
likvid aktivlar tarkibini optimallashtirish hamda stress-test amaliyotini yanada takomillashtirish zarurligi asoslab berildi.
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