AHOLINING MOLIYAVIY SAVODXONLIGINI RIVOJLANTIRISH OMILLARI HAMDA MOLIYAVIY TEXNOLOGIYALARDAN FOYDALANISHNING IQTISODIY AFZALLIKLARI
DOI:
https://doi.org/10.5281/zenodo.19054183Keywords:
moliyaviy savodxonlik, moliyaviy texnologiyalar, fintex, raqamli iqtisodiyot, onlayn to‘lov tizimlari, moliyaviy xizmatlar, raqamli bank xizmatlari, moliyaviy bilim.Abstract
Mazkur maqolada aholi moliyaviy savodxonligini shakllantirishga ta’sir etuvchi asosiy omillar hamda
moliyaviy texnologiyalardan foydalanishning afzalliklari tahlil qilingan. Raqamli iqtisodiyot sharoitida moliyaviy savodxonlik
aholining moliyaviy qarorlar qabul qilish jarayonida muhim omil hisoblanadi. Tadqiqotda moliyaviy bilim darajasiga ta’sir
etuvchi ijtimoiy-iqtisodiy omillar, raqamli moliyaviy xizmatlardan foydalanish imkoniyatlari va moliyaviy texnologiyalarning
aholi farovonligiga ta’siri o‘rganilgan. Shuningdek, fintex xizmatlari, raqamli to‘lov tizimlari va onlayn platformalar aholining
moliyaviy xizmatlarga kirish imkoniyatlarini kengaytirishi asoslab berilgan. Tadqiqot natijasida moliyaviy savodxonlikni
oshirish va moliyaviy texnologiyalardan samarali foydalanishni rivojlantirish bo‘yicha taklif va tavsiyalar ishlab chiqilgan
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