KORPORATIV XIZMATLARNING BANK FOYDASIGA TA’SIRI: KOMISSION VA FOIZLI DAROMADLAR TAHLILI
DOI:
https://doi.org/10.5281/zenodo.18912510Keywords:
Korporativ xizmatlar, bank foydasi, foizli daromadlar, komission daromadlar, kredit portfeli, daromadlar diversifikatsiyasi, bank rentabelligi, moliyaviy barqarorlik, risk-boshqaruv, daromadlar tuzilmasi, tijorat banklariAbstract
Ushbu ilmiy maqolada korporativ xizmatlarning bank foydasiga ta’siri chuqur iqtisodiy va moliyaviy tahlil
asosida o‘rganilgan. Xususan, bank daromadlari tarkibidagi foizli va komission daromadlarning o‘zaro nisbatlari, ularning
shakllanish mexanizmlari hamda umumiy moliyaviy natijalarga ta’siri tizimli yondashuv asosida tahlil qilingan. Tadqiqot
jarayonida bank foydasining shakllanish modeli ishlab chiqilib, korporativ kreditlash, hisob-kitob operatsiyalari, valyuta
konversiya xizmatlari va kafolat operatsiyalarining daromadlilik darajasi baholangan. Tadqiqot natijalari tijorat banklarida
korporativ xizmatlar strategiyasini takomillashtirish va daromadlar tuzilmasini optimallashtirish bo‘yicha amaliy tavsiyalar
ishlab chiqishga xizmat qiladi.
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Saunders, Anthony, & Cornett, Marcia Millon (2018). Financial Institutions Management: A Risk Management
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Stiroh, Kevin J. (2004). Diversification in Banking: Is Noninterest Income the Answer? Journal of Money, Credit and
Banking.
Mishkin, F. S. (2019). The Economics of Money, Banking and Financial Markets. Pearson Education.
Rose, P. S., & Hudgins, S. C. (2020). Bank Management & Financial Services. McGraw-Hill Education.
O‘zbekiston Respublikasi Markaziy banki statistik byulletenlari (2018–2024 yy.).
Tijorat banklarining yillik moliyaviy hisobotlari (2018–2024 yy.).
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