AHOLI MOLIYAVIY SAVODXONLIGINI OSHIRISH ORQALI YASHIRIN IQTISODIYOTNI QISQARTIRISH MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.18912376Keywords:
Moliyaviy savodxonlik, yashirin iqtisodiyot, fiskal barqarorlik, soliq madaniyati, moliyaviy inklyuziya, fiskal chek, budjet daromadlari, monitoring indikatorlariAbstract
Ushbu maqolada moliyaviy savodxonlikni ommalashtirish yashirin iqtisodiyot ko‘lamini qisqartirishga xizmat
qiluvchi muhim institutsional vosita sifatida tadqiq etilgan. Tadqiqotda mamlakat moliyaviy barqarorligini mustahkamlash
nuqtayi nazaridan soliq bazasining kengayishi, budjet daromadlarining barqaror o‘sishi va fiskal rejalashtirishning
aniqligini oshirishga xizmat qiluvchi omillar tahlil qilingan.
Tadqiqot doirasida moliyaviy savodxonlikning ta’sir mexanizmlari sifatida moliyaviy inklyuziyaning kengayishi, raqamli
to‘lovlar ulushining ortishi, “chek madaniyati”ning shakllanishi hamda iste’molchilarning moliyaviy huquqlari to‘g‘risidagi
bilimlarning oshishi alohida ko‘rib chiqilgan. Shuningdek, soliq savodxonligi va soliq madaniyatini rivojlantirish iqtisodiy
operatsiyalar shaffofligini ta’minlashga, naqdsiz to‘lovlar ulushini oshirishga, xaridlarning rasmiylashtirilish darajasini
kuchaytirishga hamda soliqlarni ixtiyoriy to‘lashni rag‘batlantirishga xizmat qilishi ilmiy jihatdan asoslab berilgan.
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